What is a good budget template for each check in terms of what?
Bedget template must have can avoid and can't avoid check list and accordingly you can bifurcate as below. EMI such as Home Loan, Cc bills ( you need to find out can avoid and can't avoid in credit card spends) Kitchen expenses School fee Saving It's important to do monthly systemic plan investment to achieve your short term and long term goal. Hope this helps. Thank you!!